Through volunteer labor and donations of money and materials, DCHFH builds and rehabilitates
simple, decent houses which it then sells to families who are ineligible for conventional
financing. Prospective homeowners make a $500 down payment and contribute 300 hours of "sweat
equity" by investing their labor into building Habitat houses. To help the families afford house
payments, DCHFH offers no-profit, no-interest, 25-year mortgages for the homeowners. These
mortgage payments are then reinvested in a revolving fund to finance the acquisition of additional
properties and building materials.
DCHFH also administers programs that enable volunteers
to give time for construction, committee, and office support. All volunteers must attend a "Nuts &
Bolts" orientation meeting before they can begin. Regular volunteers become trained in the DC
Habitat way of home construction through their consistent attendance and some eventually help lead
other volunteers as crew leaders.
DCHFH raises money through individual, corporate, faith