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Seedco Financial Services, Inc.

Program

Seedco offers loans in the form of microlending, small business lending, mid-level development, and anchor project financing for affordable housing and commercial facilities, arts and culture initiatives, human services, energy conservation, and fisheries.

Microlending
SFS offers loans up to $25,000 for small businesses that cannot obtain mainstream financing and typically are locally-owned with few employees. Seedco Financial offers these small loans themselves in some sites and in others, partners with local lending partners.

Small Business and Nonprofit Loans
SFS offers working capital and expansion loans ranging from $25,000 to $200,000 to small businesses and nonprofits, and provides training and technical assistance either directly, or through its parent company, Seedco.

Midlevel Commercial Facilities and Development Loans
SFS offers mid-level commercial and facilities development loans to nonprofit community-based lending organizations, human services nonprofit organizations and developers to benefit our targeted low-income communities and their residents. These loans range from $200,000 to $1.5 million.

Anchor Project Financing
Projects of $1 million or more generate investment, stimulate economic development and create jobs in low-income communities. SFS works with nonprofit, government and private partners to creatively structure financing and align support that maximizes the community impact of these projects. Anchor Project Financing includes investments made through the use of New Markets Tax Credits (NMTC).

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