mission is to provide a wide range of financial services to low income people as
well as micro, small, and medium enterprises while achieving a high level of financial and social
performance. In fulfilling this mission, Amret contributes to economic and social development and
improves the living standards of the Cambodian population. As a private microfinance operation
licensed by the National Bank of Cambodia, Amret borrows from commercial banks and other
institutions such as the Calvert Foundation. By May 2009, Amret had loaned to 230,445 borrowers and
had a loan portfolio of US$ 55.60 million.