was established in 1994 to facilitate constructive new relationships between
South African banks, Community Development Financial Institutions (CDFIs) and low-income borrowers,
in order to supply credit to the communities marginalized by apartheid. Shared Interest raises
loan capital (currently more than $12.4 million) from individuals and institutions in the U.S. for
microcredit and housing guarantees issued on behalf of the Thembani International Guarantee Fund
(Thembani) in South Africa.