Clearinghouse CDFI has a unique philosophy in which we offer no specific "loan programs". Rather, we insist on funding loans that meet the following requirements:
- All loans must provide a tangible net benefit to the low-income community, or low-income populations, including non-profit organizations.
- Clearinghouse's borrower must demonstrate a reasonable ability for repayment.
- The credit must be unavailable or have excessive cost in the conventional market place.
As a result of this philosophy, Clearinghouse CDFI has funded a wide variety of unique and impactful loans. In terms, allows us to continue to sustain our mission in providing unmet credit needs in the communities we serve.