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Bethex FCU
Contact Info:

20 E. 179th St., Basement
Bronx, NY 10453

Phone: 718-299-3062
Housing Lending: 36.00%    
Small Business: 7.00% Microlending: 9.00%

Bethex Federal Credit Union was organized in 1970 by Joy Cousminer, currently the President and CEO, together with the “welfare mothers” who comprised her Adult Basic Education Class. It was in response to the women rushing off to the pawnshop or the loan shark to solve their cash emergencies. Now Bethex is a respected financial institution with just $16,000,000 and serves over 9,000 members. Its lending pool is enlarged by low- to no-interest non-member deposits from banks and foundations. A wide range of financial services is available to the members from three full service branches – the Main Branch at Mt. Hope, the Mott Haven Branch in the Bronx Empowerment Zone, and the newest one is the CSAE Brach in Manhattan.

These services range from share (savings) accounts; share draft (checking) accounts; children’s accounts; holiday accounts; Direct Deposit; ATM cards; VISA cards; personal, car, business and mortgage loans; student loans; IRAs; and most recently online banking with bill pay. Bethex also offers credit and budget counseling as well as homebuyer counseling. During tax season the credit union is a VITA site, offering free tax preparation, helping members receive the EITC they are entitled to.

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