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Enterprise Corporation of the Delta


ECD and its affiliate, Hope Community Credit Union (ECD/HOPE), convert deposits into development credit and financial services. ECD/HOPE supplements these services by marshalling private, public and philanthropic resources to tackle hurdles facing low-income communities including jobs, housing and childcare.
Commercial Loans: ECD/HOPE’s business loans target people and communities underserved by traditional lending institutions, placing emphasis on community infrastructure sectors including childcare, healthcare and affordable housing. ECD/HOPE mitigates risk and leverages resources by making use of public guarantee and credit enhancement programs.
Mortgage Loans : Through the HOPE Mortgage Program, ECD/HOPE originates and purchases non-conforming mortgages made to low- and moderate-income families throughout the Mid-South with the goal of increasing the number of homeowners and the quality of housing in the region.
Consumer Financial Services: Through transaction accounts and financial services provided by HOPE, ECD/HOPE provides low- to moderate-income families and individuals with alternative to predatory lenders, offering socially responsible lenders a safe and convenient means to support community development.
Technical Assistance: ECD/HOPE brokers a range of technical assistance for its customers including entrepreneurial training, home buyer training, and financial literacy workshops. These services are provided by ECD and partners, such as community groups, educational institutions, public agencies, and private consultants.

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