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Iglesia El Carmen 2 1/2 cuadras al lago

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Fundación para el Desarrollo Socioeconómico Rural (FUNDESER) is a micro-finance institution that specializes in rural financial services, with a social focus. There mission is to permanently and effectively meet the demand for financial services by small and medium-size farmers and fishermen, proprietors of micro-enterprises and wage earners, in rural or urban environments, with fairness and equality of opportunity for men and women.


As a microfinance institution FUNDESER provides low interest rate loans to its borrowers. FUNDESER also provides Fund Transfer Services as well as Training and Consulting for its clients.

Client Population

FUNDESER focuses on supplying the rural population with its products and services. Clients have little resources, and many are single woman headed households. It has over 32,000 active borrowers, 47% of which are women.


FUNDESER serves over 32,000 rural and urban poor in Nicaragua. Their average loan size is approximately $650.


Doña Auxiliadora Soza is a single mother who had the terrible experience of having her first business fail. With her first loan from FUNDESER, she was able to slowly build up her business. While her business has grown and she has added new products to sell, her business has most importantly provided her with the ability to send all five of her children to school. FUNDESER has aided Mrs. Soza as she continues to reach her goals. Full Story

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