Khadija Abdalla took out her first loan with BRAC Tanzania on 4 April 2008. She is 35 years old and lives with her husband and three children in Dar es Salaam, Tanzania. She received a loan of 200,000 Tanzanian Shillings (approximately USD 160) in order to expand her food shop. Prior to taking out a loan with BRAC Tanzania, Khadija sold only food, but the loan has allowed her to expand into clothing sales as well. She used the loan to buy food and clothing in bulk to sell for a profit in her shop. As a result of increasing her inventory, Khadija’s profits have grown from 30,000 Tsh each month to 45,000 in the 25 weeks since she received the loan disbursement. She hopes that once this loan is realized, she can take out a second, larger loan. As she builds credit, she looks forward to taking a loan large enough to buy a freezer so that she can sell ice in bulk.