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July 17, 2000

New British Law Encourages Socially Responsible Pension Funds

Disclosure law effective this month brings UK pension funds to the forefront of socially responsible investing in the European Union.

SocialFunds.com -- The history of socially responsible investment has been motivated solely by the social, environmental, and ethical concerns of individual and institutional investors, until now. A new law in the UK is one of the first in the world relating to social investing, and stands to make a big impact on the industry in Britain and perhaps internationally.

The British Government's Socially Responsible Investment regulation, which went into effect this month, requires pension fund trustees to disclose their policies on socially responsible investment, including shareholder activism. While there is no stated requirement for social investment, the effect of this disclosure law may pressure pension funds to address shareholder concerns.

"This is the first UK legislation specifically on socially responsible investment," said Penny Shepherd, Executive Director of the UK Social Investment Forum (UKSIF), the professional association for social investors in the UK. "It is a coming of age for socially responsible investment in the UK and a historic moment. Over time, it should lead to a major increase in ethical investment by occupational pension funds."

It may not take much time at all. A recent survey carried out by Environmental Resources Management (ERM), an international leader in environmental consulting, reveals that 21 out of the UK's 25 largest pension funds intend to implement socially responsible investment principles. The companies surveyed represent nearly half of the $1.2 trillion (US$) in UK pension fund assets, which makes up about a third of all investment in the UK stock market.

The ERM survey asked pension funds how they were going to implement an SRI policy and what proportion of funds they anticipated investing against SRI criteria over the next two years. Nearly 90 percent of the funds surveyed said they would include environmental, social, and ethical impacts in their investments at some level, following the new law.

"If pension funds are going to seriously engage industry on issues such as human rights, child labor, and environmental pollution, they face a steep learning curve," said ERM Director Tom Woollard. "Not only are they going to have to decide what questions to ask companies, but also what they are going to do with the answers."

Around 70 percent of the funds surveyed said they planned to implement active engagement of companies, rather than simply boycotting specific industry sectors such as tobacco and alcohol. While most funds were undecided about the level of social investment, two said they were committed to implement social investing principles across 100 percent of their funds, representing at least 180 billion in UK equities.

Friends, Ivory & Sime (FIS), a global pioneer in socially responsible investing with more than $24 billion already invested responsibly, is one of these leaders. "Our task is to challenge companies to improve their performance on behalf of shareholders, and there is every indication that the new regulations will make a difference," said Rachel Crossley, Director of Policy for socially responsible investment at FIS.

Although social investment is at a different stage in its evolution in Europe, many EU nations are leading the world in the areas of corporate responsibility, environmental sustainability, and community development. With this new law, UK is pioneering the use of financial institutions as a key policy instrument to bring about sustainable development.

"The government is to be congratulated for recognizing the increasing importance of social, environmental, and ethical considerations to successful investment decision making and for responding to the legitimate concerns of pension fund members about how these issues are taken into account by their pension funds," said Penny Shepard of UKSIF.

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