Development banks are for-profit, insured banks or savings institutions that target low-income people or others who lack adequate access to financial services. Given the typically low to moderate-income customer base of development banks, they often depend on additional deposits from outside of the community to fund their lending activity.

By opening accounts at development banks, socially responsible investors enjoy the security of FDIC insurance, a competitive return, and an unparalleled social impact for their money. For the investor concerned with improving distressed communities development banking provides the most direct investment vehicle possible. To learn more about development banking opportunities, contact any one of the CDFI certified development banks listed below: